Higgins Team

Yum, yum and more yum.

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15 Delicious Appetizer Ideas for Thanksgiving

There is nothing quite like Thanksgiving. It is a holiday that delights the senses and like most holidays, home plays a central role in a day we share each year to celebrate and make memories with loved ones. Food may be the last  thing on your mind after binging on Halloween candy for the past week, but we are heading into the holiday season so put down that chocolate bar down and prepare yourself for Turkey Day with these fifteen appetizer ideas.

Nut Glazed Brie

Click Here for the Recipe

Sweet Potato Rounds

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Goat Cheese Cranberry Kisses

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Baked Brie with Cranberry Chutney

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Spinach Balls

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Apples on Horseback

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Mushroom, Butternut Squash, and Gruyere Tart

Click Here for the Recipe

Antipasto Sausage Skewers

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Feta Fig Tartlets

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Pumpkin Spice Dip

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Sweet Potato Squares with Garlic Mayo

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Sausage Stuffed Mushrooms

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Crispy Prosciutto Cups with Pear

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Hot Spinach and Artichoke Dip

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Wild Mushroom and Blue Cheese Crostini

Click Here for the Recipe

What is your favorite thing to eat on Thanksgiving? Oh and by the way if you or anyone you know is looking to buy that perfect holiday home send them my way. I’m never to busy for your referrals.

Judy Higgins

Coldwell Banker Tomlinson

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Your Home’s November Honey-Do List

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Here is a  fun article to get your home ready for the holidays  by with Coldwell Tomlinson Banker

Prep your home for the holidays and cooler weather with this list of home to dos that you’ll be especially thankful for.

This month, we’re especially thankful for home. Home is where the family comes together, where we’re protected from the elements, and where love abounds. Your home’s November Honey-Do list will make sure your home is ready for the holidays, prepared for colder weather and loved inside and out.

1. Winterize your home – For most of the country, November is the time when we can no longer deny that the colder weather has settled in. Now is the time to winterize summer tools and appliances like air conditioner units, grills and lawn mowers. Bring garden hoses indoors and check your windows and doors for drafts.

2. Make a Turkey Game Plan – No coach would head to a big game without a game plan up his sleeve. Likewise, no chef should hit the kitchen without thinking through the menu and timeline first. Determine what menu items you can make ahead, decide what responsibilities you can delegate, and take an inventory of your pantry and china cabinet. Oh, and now’s the time to clean that oven, too.

3. Polish the Silver and Dust off the China – Thanksgiving is a special meal, which deserves the best of your entertaining arsenal. Because we don’t often use our special dishes year round, it’s smart to give them a good deep clean and polish before setting the table on Turkey Day.

4. Give your living room a refresh – With the holidays ahead, your living room is sure to get plenty of use. Give the space a refresh by changing out the window treatments for a new look.

5. Use some pest control – Rodents and other pests are opportunistic and seek warmer environments when the temperatures drop. Be sure that they don’t call your house their home by implementing these 5 surefire tricks to pest control.

6. Clear out the gutters – Avoid drainage problems and damage to your home’s foundation by clearing out the gutters before snow and ice wreaks havoc. Here is an easy how-to guide to cleaning rain gutters on your home.

7. Be ready for snow – Before the first winter storm, it’s a good idea to make sure your snow shovels and/or snow blower are in proper working order. Ready to invest in a snow blower after the brutal winter last year? Here is a buying guide from Home Depot that will help you make an educated purchase.

8. Start tackling the December to do list – The holiday to do list is notoriously the longest of the year. Get a head start by ordering your holiday cards, updating your address book, and making a gift wish list for each of your family members NOW. You can even start stringing twinkle lights on your shrubbery before the deep chill sets in. After all, the most important part of the holidays is taking the time to enjoy our family and friends.

Oh and by the way I’m never to busy for your referrals!

Judy

Everything You Love About Fall at Home

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If you’re looking for more reasons to fall in love with fall at home, check out this round-up of our favorite Blue Matter highlights for this fabulous season

Fall at home is all about cozy nights around the dinner table, afternoons of playing in the fallen leaves, and mornings taking in the crisp autumn air. If you’re looking for more reasons to fall in love with fall at home, check out this round-up of our favorite Blue Matter highlights for this fabulous season.

Did you know there was a right way to rake leaves? Now you do.

Thinking about listing your home in October? Why the Fall Selling Season is Better than You Think

How to Turn Autumn Leaves into Home Decor

Heating bills. Halloween candy. Fallen leaves!  25 Thoughts Homeowners Have During Fall

We could go on forever, but here are 7 Reasons to be Happy it’s Fall.

How to Use your Senses to Transition your Home from Summer to Fall.

Don’t cry because summer’s over.  Instead, turn your summer place into an autumn oasis.

What if there was a gutter cleaning robot?

Article by Oct 4, 2017
If you or anyone you know is looking to Buy or Sell please give me a call at 208-750-5839 Just ask for Judy Coldwell Banker Tomlinson

When is the Right Time to Sell?

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Jessica Riffle Edwards with Coldwell Banker Sea Coast Advantage answers this age old question.

When is the right time to sell your home? Is it in the spring? Is it in the summer? Coldwell Banker Sea Coast Advantage agent Jessica Riffle Edwards sheds a little light on this age old question. Watch the video below for her expert take on the subject.

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If you or anyone you know is looking to buy or sell I would be happy to help them in anyway I can.

Judy Higgins, CRS

Certified Residential Specialist

208-750-5839 call or text

Coldwell Banker Tomlinson~ 325 Main St, Lewiston, ID 83501

~Licensed in Idaho and Washington

 

 

Should You Rent Out Your Home or Sell It?

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Unsure if you should rent or sell the home you are moving out of? Here are six factors that can lead you to a smart decision.

Aug 2, 2017

You’re moving away from your current home and you’re not sure whether you should sell your current home or hang onto the property as a rental. There are pros and cons to both approaches.

If you hold onto your home, you can enjoy residual rental income as well as any positive home value appreciation. You’ll also have the peace-of-mind that comes with knowing that you could move back, if circumstances allow.

If you sell your home, you may have cash from the sale that can help you purchase another home in your new location. You also won’t need to worry about renting and maintaining your former home.

It’s a tough decision and there’s no “right” or “wrong” answer. But don’t worry, we’ve come up with six critical questions you should ask yourself when you’re trying to decide whether to rent or sell your current home.

1. What Are the Current Market Conditions?

The National Association of Realtors (NAR) publishes national, regional and metro-market-level statistics about real estate forecasts. If your home is located in a major metropolitan area that’s covered by NAR data, you can view their current forecasts about your housing market conditions.

But remember, real estate trends are hyper-local, which means the data that applies to your overall state or metropolitan area may not necessarily apply to your neighborhood. For specific local information, talk to a real estate agent who specializes in your location.

Ask a real estate agent to conduct a comparative market analysis look at both the recent sales and recent rental history of your neighborhood. You can also check out home pricing reports to compare the value of homes in your area. Again, it’s important to talk to an agent who has experience with your specific neighborhood because the market trends may vary in different areas

2. What is the Long-Term Outlook for the Neighborhood?

Ask your agent if there are indicators that your neighborhood may have a positive outlook for the next several years.

If home prices are slated to rise, it could be beneficial to hold on to the property and allow time for appreciation. If you’re holding onto your former home, then you may want to rent it out so that you can cover mortgage, repair and maintenance costs during your holding period. If, however, values are on a decline, selling your home may be a better option for you.

Of course, nobody can predict the future. But looking at indicators like job growth, population growth and housing inventory can lead to a smarter decision.

3. Will You Have Trouble Finding a Buyer or Renter?

Every local housing market caters to different sets of people. If you want to be able to find a tenant or buyer, you need to understand who your housing market attracts.

If your neighborhood tends to attract first-time homebuyers, and you live in a high-priced luxury home, it’s possible that you may have better luck finding a renter. On the other hand, if your residence is a duplex and your neighborhood is popular with investors, you may have excellent luck selling your property.

Likewise, take a look at how popular your neighborhood is with renters. Ask a real estate agent to pull data about the percentage of homes in your area that are owner-occupied vs. renter-occupied.

In addition, ask the agent to tell you the average length of time that homes sit on the market before selling. This will give you an indication of the demand in your neighborhood.

4. What Are Your Monthly Holding Expenses?

Estimate the monthly rental income for your property. Subtract an estimate for expected vacancy rates as well as an estimate for property management fees. This is the gross revenue you can expect to collect from the property.

Vacancy rates vary depending on neighborhood. Talk to an agent to find the average vacancy rates in your area. You can also call a few property managers who service your area to inquire about rates. Expect to hear estimates around 10% of the gross rent monthly, plus one months’ rent as a placement fee for new residents.

Next, calculate your total monthly expenses for the property, including the mortgage payment (principal, interest, taxes and insurance), condo or homeowner’s association (HOA) fees if applicable, and an estimate for annual repair and maintenance costs. These are your holding costs for the property.

Not sure how to estimate these costs? As a broad rule-of-thumb, repairs and maintenance will cost about 1% of the property value, or $83 per month for every $100,000 worth of home. This is a long-term average that includes major capital expenditures like replacing the HVAC, water heater and roof.

Subtract your holding costs from your gross revenue (after deducting for vacancy and management). How much is left over?

This monthly total will play a big role in your decision to either rent or sell.

5. Do You Have an Emergency Fund?

You’ll need adequate funds to prepare for vacancies and major capital expenditures. Do you have an emergency fund to cover the mortgage payment for those months when the property may not be occupied? Can your cash reserves cover the cost of a major emergency repair, like a broken water heater?

If you don’t have the money to make your payments on time, then your credit score will suffer, and eventually, you could even face foreclosure. Make sure you have sufficient cash reserves before you start renting out your property.

6. Can You Buy Another Home Without Recouping the Down Payment?

Can you buy another home without selling your existing home? Or do you need to sell your current home in order to recoup the equity, so that you can make a down payment on your next home?

If any offer that you make on a future home will be contingent on the sale of your current home, then you may want to think about listing your existing home for sale.

On the other hand, if you can hold onto your current home and also buy another one, and the rental income on your current home – even after vacancies, repairs, maintenance and management – exceeds the holding costs, then there might be an argument for using your current home as a rental.

Whether you should rent or sell your current home is a difficult question to answer. But if you carefully examine the specifics of your neighborhood, home prices, rental demand, cash reserves, and financial abilities, you’ll be able to come up with a smart decision.

A few proactive tips for your home to save time and money!

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2017’s Most Important Summer Home Maintenance Projects

Being proactive when it comes to your home’s maintenance can save you time and money! Focus on maintaining these 5 areas.

With the bright sunlight and warm temperatures that accompany summer, you may be spending more time outside — and you may be noticing areas of your home’s exterior that need repair. But there’s more reason to tackle your home maintenance projects this summer than simply cosmetic appearance. Maintaining your home will prevent major leaks and damage that may eventually require professional help, usually when its most expensive and inconvenient for you.

Being proactive when it comes to your home’s maintenance can save you time and money, and it makes sense to do it when you’re more likely to be outdoors in the comfortable summer months. Here are five areas of your house that are most important to keep updated.

  1. Windows

Start by cleaning the exterior of your windows with hot soapy water and a sponge or squeegee. If you’ll need a ladder, make sure to review safety guidelines.

While you’re washing, inspect each window pane for cracks. Double or triple glazed windows with damaged seals or cracks may need to be replaced. Think back: Have your windows had excessive condensation inside through the winter and spring? That’s another sign that the seal might have been compromised and that your window might need to be replaced.

You’ll also want to inspect caulking and weatherstripping around your windows. Recaulk any spots where the caulk is loose or chipping away, or consider applying new caulk for a tight seal. Summer is a perfect time to do this because the warm temperatures and low humidity will help the caulk set perfectly.

Finally, wash window screens and replace any screens that have rips or holes.

  1. Roof

Visually inspect your roof every summer for missing or broken shingles, shakes and panels. Again, if you’ll be using a ladder and climbing up to your roof, make sure you follow safety guidelines. If you have any concerns about using a ladder or moving around on your roof, or if you’re unsteady on your feet, call your roofing company. Most roofers will make inspections and do basic maintenance for you.

While you’re up on your roof, you’ll also want to check flashing and seals around vents, chimneys and skylights. Apply caulk around any areas that haven’t been re-sealed in the past year.

Algae and moss can plague even new and well-maintained roofs. Apply a moss killer designed for roofs or install zinc strips that can help keep algae and moss from taking hold.

Your gutters should be cleaned and checked for holes or other damage. Look for water stains around your gutters and downspouts that indicate a problem.

  1. Exterior

Check high and low over your exterior and look for holes, gaps and cracks in your siding. It’s less expensive to replace siding that is just starting to deteriorate than to wait until it’s broken down completely and impacted your home’s structure, insulation and inside walls.

While you’re walking around your home, look for any signs of pests. Termites and carpenter ants can be devastating to your home’s structure, while ants and wasps can be a nuisance and cause minor damage to your home’s exterior. Check vents and crawl-space access doors to make sure rodents and other wildlife can’t get in.

  1. Foundation

Check your foundation for any cracks and signs that there has been a leak, such as water stains. Any small cracks can be repaired, but larger cracks should be inspected by a pro. Once you repair small cracks, re-seal the foundation with a good waterproof masonry sealer.

Pull out any larger plants growing close to your home that might impact the foundation. Besides the risks of roots growing into your foundation, watering plants close to your home can cause water to pool around the foundation and lead to damage.

  1. Heating and Cooling

You’re going to want to make sure your air conditioning is ready for the heat ahead, so replace filters and remove and clean your unit’s fan and condenser. Make sure you turn off power to the unit before you tackle any work.

At the same time, your furnace should be checked and readied for use again at summer’s end. Vacuum out the burner and blower cavities, and vacuum and brush the blower blades. Change the filter so the furnace is all ready to go when it’s time to turn it on again.

Your home is a big investment, and it’s important to keep it in good “health.” Spend some of your summer days inspecting and making minor repairs and you’ll reduce your chances of needing a big repair later.

Jul 3, 2017

 

How to Showcase Your Property with a Virtual Open House!

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Article by Roy Rasmussen

Effective online marketing has become essential for successful REALTORS®. Eighty-six percent of homebuyers see websites as a useful information source, making this the most popular resource for homebuyers, the latest National Association of Realtors® data shows. Forty-four percent of homebuyers look online before taking any other steps. Fifty-one percent of all buyers ultimately find the home they purchase on the internet. If you don’t have an effective online marketing strategy for showcasing your real estate clients’ properties, you’re potentially passing up at least half of your prospective buyers.

One way to improve your online sales strategy is by using virtual tours to showcase your clients’ properties to buyers who are shopping online. Virtual technology can also let you give tours of properties that are not physically accessible to buyers for reasons such as distance or scheduling. Here are some steps you can take to showcase your clients’ properties with a virtual open house.

Shoot 3-D Footage of Your Property

Your virtual tour will create the best impression if you shoot some live footage in ultra-high definition using a smartphone with a 4K camera such as the iPhone 6s Plus. For an even greater sense of three-dimensional realism, you can attach accessories to your smartphone camera that provide a 360-degree view of your subject by using dual fisheye lenses.

For the most impressive footage, include some aerial shots by using a camera drone. Camera drones can be used to provide a dramatic aerial view of your property, including the garage and backyard, giving a fuller sense of what the property includes. You can also use drone views to provide an aerial view of the neighborhood and local highlights, such as nearby schools or parks.

Another way to use drones to heighten the sense of realism is to film a simulation of what it feels like to walk up to the property door. You can continue your drone tour indoors and walk your audience through the house. You can also use drone footage to take bird’s eye view of individual rooms and highlight features that might not be as evident from a ground’s eye view. This can be especially effective for properties that have high ceilings or stairway views overlooking lower floors.

Related: Drones for Real Estate Marketing: Are They Worth It?

Create a Virtual Model

For viewers with access to a virtual reality (VR) headset, you can further enhance the realism of your virtual tour by creating a virtual model of your client’s property. Companies such as Matterport and Floored create 3-D models of properties that can be combined with a VR headset to immerse the viewer in the environment of your client’s property. The headset allows the viewer to turn their head in sync with their virtual camera view, giving prospective buyers a realistic sense of what it’s like to walk through the rooms of a property and view their surroundings.

You can further enhance the impact of your virtual tour with augmented reality (AR), which combines your buyer’s view with on-screen overlays that provide information about what they’re looking at. For instance, when they look at an AR map of your property, they can see captions summarizing information and highlights of the surrounding neighborhood. When they look at a view of your property’s exterior, they can see it alongside a summary of the property’s features and price. When they look at interior features, they can see information about rooms or appliances, or about possible ways to take advantage of room features. You can even depict what a room would look like with furniture or family members in it.

Promote Your Virtual Tour Through Social Media

To get the most leverage out of your virtual tour, use social media to promote it. RE/MAX One Group REALTOR® Jesse Peters turns his virtual tours into social events by broadcasting them through Facebook Live. During the event, Peters lets viewers submit questions through Facebook, and he provides answers in real time. This lets him reach a larger number of potential buyers at one time while giving buyers a convenient preview of the property he’s showing. It also allows him to promote himself as a real estate agent by demonstrating his ability to present properties.

You can also use your blog to help promote your tours. You can create blog posts in advance of your upcoming tours so you can share them with your social media followers and invite them to attend. You can also embed videos of your tours on your blog so viewers can see them at any times. Apps such as Realync make it easier to embed virtual tours on your blog.

By using social media to promote high-quality videos and virtual models of property listings, you can provide prospective buyers with a realistic sense of what it’s like to tour a property, even when they’re not physically present. This can be used to set the stage for a physical tour, or even to sell the home without an in-person tour. Use virtual tours to improve the effectiveness of your selling technique, increase the number of prospective buyers you’re able to reach online and boost the success of your real estate business.

If you need any assistance with buying or selling I am here for you.

Judy Higgins

208-750-5839

judy@higginsteam.com

 

LOOKING TO BUY!!!! COME WALK THROUGH OUR OPEN HOUSES THIS SATURDAY AND SUNDAY 6/3-6/4

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This Saturday Coldwell Banker Tomlinson office located at 325 Main St in Lewiston is having a big open house day!!!! Come to our office betweeen 10-12:00 Saturday for a list of open houses for Saturday and Sunday. There will be a sign in at each house you visit where your name will be entered into a drawing for a computer tablet!!!! Live Radio will be on location Saturday!! It’s going to be lots of fun!!!