The Higgins Team has sold over 60 homes so far in 2013! To put this in perspective we sold approximately 55 in all of 2012!! It is wonderful time to get listed if you are seriously considering a move! Let us know if you are interested!
Did anyone see the cover of Money Magazine this month?? You can head here to read the article! We have definitely seen the market perk up in the Lewiston/Clarkston valley!
We are working with lots of buyers and sellers and have not been this busy in years! Let us know if you want to join in on the activity!
If you are planning on staying in your home for a while, it may be time to refinance! One of our team members is currently refinancing at a rate of 2.625% on a 13 year mortgage!! Some of you may be sitting with a 4.5-7.5% interest rate!! This could save you a lot on your monthly payment and interest over the rest of the life of your loan.
Most of the time you can refinance at however many years you have left on your mortgage already. For instance, or team member has 13 years left on their current loan and didn’t want to add time so they are refinancing at 13 years! No time lost, payment lower, money saved!
Just worth looking into.
This also means it’s a great time to buy!! With rates this low you can get a lot more house for your money. Please let us know if you need any more info!
The video below is great for a first time home buyer to watch and get a feel for what the process looks like! Feel free to share it with anyone you know who may be looking to purchase their first home!
Thank you to everyone who came out to our Cherry Tree Circle event!! We had a great time seeing you and enjoying our Cherry Coke Floats together. Thank you also to Laynie McClain of Cherry Creek Mortgage for joining us and providing the floats!
If you were unable to make it you missed seeing the four sold homes in Lewiston’s newest subdivision, but feel free to drive the development any time! The model home is also open every Saturday from 11:30-1:30.
Cherry Tree circle is a culdesac off of Preston Ave, between 4th and 5th Street. Brand new homes starting at $189,900. You also do NOT have to get a construction loan to purchse one of these homes, and you can customize your plan and finishes. Best case scenario in the building world!
With these soaring temperatures I thought maybe someone would enjoy some recipes for the grill. I know the last thing I want to do in the evening is turn on the oven or cook over a hot stove while my a/c is already fighting to stay ahead.
In June CNN Money reported that 30 year Mortgage rates hit an all time low at an average of 3.66%. What does this mean for a person ready to buy some real estate exactly? It means that you can get a lot more house for your money!
A mortgage payment is typically built up of 4 components: payment on principle loan balance, interest payment, and tax payment and insurance payment. On a 30 year mortgage the interest is a large portion of your monthly payment. If your interest rate is low, you save money. It’s as simple as that.
Typically people can and will spend a little more on a house when they can get get a really low mortgage rate, because their payment is lower than expected!
If you are on the fence about buying, just know that these record lows are a huge advantage to you if you choose to buy now!